If your hobby is travelling abroad, you may prefer travel insurance. Virgin Atlantic is a British airline that offers travel insurance to its customers. This airline company is like a helping hand that will help you make your travel experience memorable and safer.
Last year, I got a refund from Virgin Atlantic travel insurance for late departures. I became enthusiastic about their fairness policy.
Curious about Virgin Atlantic insurance? It looks like you have come to the right place. Read carefully until the end to find out, “does virgin atlantic offer travel insurance.”
Why should you get Virgin Atlantic travel insurance?
Virgin Atlantic travel insurance meets the needs of customers. If you need help with a medical crisis, departure delay, trip delay, loss of personal belongings, or loss of money and passport, Virgin Atlantic Travel Insurance can help.
Travel insurance does not always cover everything. Coverage may vary depending on where you are traveling. You should review the policy carefully to ensure that it provides proper security.
Availability of Virgin Atlantic Travel Insurance
Does virgin atlantic offer travel insurance? Yes. It does. Only residents of the United Kingdom, the Channel Islands, or the Isle of Man are eligible to purchase Virgin Atlantic travel insurance. The other people will not get the benefit of Virgin Atlantic travel insurance.
Save your money when unnecessary cancellation occurs
Let the agency know if you have to shorten your vacation. They will repay you up to £5,000 for the percentage of your private accommodation, transportation, and other travel costs that have already been paid. You will get up to £150 for a trip if there is a commitment to deliver that cannot be retrieved from other sources.
Suppose you buy a travel ticket, and you want to cancel your trip before it starts for the following reasons:
- You or a travel partner is summoned to serve on a jury. And you have to present in court as a witness.
- You or a travel partner is seriously injured, ill, or dies. If the person becomes sick with whom you plan to stay or business associate.
- If the police need your help for a fire, flood, or explosion.
- A government or public body has issued an order or other requirement putting you or a travel partner under quarantine. They believe you or the partner have been exposed to a contagious disease (such as COVID-19 or an epidemic).
For the reasons mentioned above, the agency will pay you.
Get medical costs from the agency
Virgin Atlantic agency expects to be notified if you are admitted to the hospital. If you think you might need to leave the hospital early, or if your medical costs total more than £500, you have to inform them.
Agency will pay for inevitable medical costs if you pass away, get hurt, have an accident, or get sick while traveling. They also pay if you are identified as having a pandemic or epidemic illness like COVID-19 and are told to quarantine by a medical professional.
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If you pass away outside of your native country, the agency will pay up to £1,000 for your funeral costs and any reasonable costs associated with returning your corpse or ashes. You will get up to £50 every day you stay in the hospital.
Also, you will get up to a maximum of £1,000 for the whole trip and any treatment-related costs or charges. If you suddenly feel dental pain, then £350 can be spent on pain-relieving dental care immediately.
Virgin Atlantic assists in issuing a new passport
Suppose you lose your passport while you are abroad. In that case, Virgin Atlantic travel insurance will pay a maximum of £500 for transportation, housing, and administration to get a temporary passport. And it would let you go back to your native country.
Get paid for the loss of personal items from the agency
Suppose your possessions, which do not include jewels, golf clubs, or skis, are temporarily lost or stolen for more than ten hours after you arrive at your destination. In that case, you may get up to £100 for necessary replacement items.
Personal property
Your personal property may be compensated up to a total of £2,000 if they are stolen, lost, or destroyed while you are traveling (ski equipment and golf equipment are not included). For all valuables, whether or not they are owned jointly, they will only pay £500. There is also a £300 fixed limit or single article pair option.
Personal Money
For personal cash loss or theft while traveling, whether held jointly or not, you will receive up to £500 (£100 if you are under 16). Only £100 cash is accepted for under-16s.
Compensation for an accident
If any accident occurs while you are traveling, they will make one of the following payments to you or your loved one.
- Death
In the unfortunate event of death occurring during the trip, your loved one will receive £10,000 if you are between the ages of 16 and 66. But that amount drops to $1,500 if you are under 16 and over 66 age.
- Permanent loss of vision, hands, and feet
If you permanently lose your sight, arm, and leg during your trip, travel insurance will pay you £25,000.
- Physical disability
A £25,000 disability allowance is paid if you have a physical disability that prevents you from working.
You missed departure: Do not worry
The travel insurance agency will pay you up to £1000 for additional accommodation and transport costs if you do not arrive at the place of departure by the time stated in the travel itinerary (map).
You will have money if an accident or the car you are traveling in breaks down. Otherwise, public transport does not work as expected. The reason is that you have to return home or rent a hotel to catch the next flight arranged by the insurance agency.
Agency paying for delayed departure
You will get a refund if your regular plane, international train, or watercraft is delayed at the point of departure for any of the following reasons:
- The agency will compensate you if there is water damage at the point of departure.
- If there is a sudden strike at work.
- In extreme weather conditions
- In the event of a mechanical failure on an international railway or train, the agency will pay.
- A late departure fee will be paid if the aircraft is grounded due to structural or mechanical problems.
- Delay: You will get a total of £300, or £20, for each 12-hour delay.
- Abandonment: Suppose you opt to cancel the trip for more than 12 hours delay before departing your home country. In that case, you may get up to £10,000 for your share of the trip’s paid but unutilized costs or a delivery commitment that cannot be retrieved from any other source.
Legal support and getting costs from travel insurance
You can contact the hotline for help with a legal matter relating to travel. Call +44 (0)20 8603 9804 from the UK. They will take the following actions if you pass away, get sick, or suffer an injury while traveling. Also, if your representative sues a third party for negligence, the agency will assist you.
Agency will appoint an advisor to act as your representative. They will pay up to £25,000 in legal costs for any incident that leads to a claim (but not more than £50,000 for all persons covered by the travel insurance from Virgin Atlantic).
Virgin Atlantic’s Covid flexible policy
Virgin Atlantic agency ensures that customers can book tickets safely by maintaining their previous flexible booking policy based on booking dates and the flexibility to change arrangements if a customer tests positive for her Covid-19.
Customers can choose the package that best fits their needs starting this summer. However, customers must purchase appropriate travel insurance. The one-trip travel insurance covers you, your family, and all your travel partners. Medical costs of up to £15m and cancellation fees of up to £5,000 per person are both covered by Virgin Atlantic’s Covid Flexibility Policy.
With Covid-19 making international travel dangerous, they quickly changed their policies regarding booking flights and vacation packages when the pandemic hit. They gave their customers as much flexibility as possible, including unlimited free customizations.
All remaining UK travel restrictions will be lifted in March 2022, making travel much more manageable. Virgin Atlantic believes it is time to change the flexible Covid-19 booking procedures for all new bookings made after 24th June 2022.
Frequently asked questions
In this section, I have added some questions about “does virgin atlantic offer travel insurance.” I hope it will assist you in choosing good travel insurance with the highest benefits.
Is Virgin Atlantic able to give me a refund?
Any canceled Virgin Atlantic flights will be compensated. Contact your travel insurance provider to ask about a refund for your trip, hotel, or rental vehicle. Visit the Virgin Atlantic website or contact their Customer Service division for further details.
Does the Virgin Atlantic coverage come with any restrictions?
Coverage is only available if you book a flight with a ticket from Virgin Atlantic Airways (ticket number starting with 932). And if you fly at least once on a Virgin Atlantic-operated flight during your trip. Coverage can only be used if you meet certain general conditions.
Where am I covered for travel by the Virgin Atlantic travel insurance?
As long as you book a flight with a Virgin Atlantic Airways ticket (ticket number beginning 932) and fly at least once on a Virgin Atlantic-operated flight during your trip, you are covered for travel anywhere in the world.
What is Virgin Atlantic?
Virgin Atlantic is a British Airways. It offers travel insurance for customers. If you are a British citizen, you can benefit from travel insurance from the Virgin Atlantic.
How do I terminate my contract?
You must contact Allianz help (UK), 102 George Street, Croydon, CR9 6HD, United Kingdom, to cancel the contract anytime. You can contact me at 020 8239 4030. This policy does not require a premium, so there will be no refund.
What is insured in the Virgin Atlantic?
Suppose you become ill or pass away while traveling due to contracting the coronavirus. In that case, you will be insured for hospital bills, repatriation, additional costs for transportation and lodging, or a funeral. Also, you will be covered for lost money and passport.
What cannot be covered in the travel insurance of Virgin Atlantic?
1. You will not get Virgin Atlantic insurance coverage for the claims if you cannot provide sufficient evidence.
2. If you want more benefits than the limits, the agency will not cover them.
3. Claims not relating to coronavirus.
4. They will not pay you if you claim based on any epidemic or pandemic except the coronavirus.
5. If your claims involve quarantine applied to a larger population than an individual, such as on a ship or throughout a region or nation, they will not pay you.
How can your insurance policy get invalid?
Your travel insurance policy may be invalid if you are British and traveling to a country where the FCDO advises against travel at the time of your departure. This might include places that Virgin Atlantic flies to. Please verify that this insurance is appropriate for your destination.
Final Thoughts
Everyone wants to enjoy a tour without hassle related to lost passports, delayed departures, and medical costs. In that case, Virgin Atlantic travel insurance will help you out if you purchase flying tickets from them.
Virgin Atlantic travel insurance will assist you in medical emergencies if you meet their requirements. Also, travel insurance ensures your safety because it is a famous UK airline.
I hope the article “does virgin atlantic offer travel insurance” helps you to choose the best travel insurance to get the highest benefits. Please let us know your inquiry in the comment section below.
Mehedi Hasan is an insurance expert with over 6 years of experience in the industry. He has a deep understanding of various types of insurance policies and is skilled at helping clients find the coverage that best fits their needs. In his current role, Mehedi works as a consultant, advising businesses and individuals on the best insurance options for their specific situations.
He is also a frequent speaker at industry events, sharing his knowledge and expertise with colleagues and professionals in the field. Mehedi holds a degree in insurance and risk management and is committed to staying up-to-date on the latest industry trends and developments. In his free time, he enjoys reading, traveling, and spending time with his family.