Sleep Apnea is a common medical condition among youngsters nowadays. The most common effect of this disorder is known as insomnia. I have been a patient of insomnia for a very long time, and rest assured, it takes your physical condition from worse to worst.
Therefore, treating Sleep Apnea should be a top priority, but, unfortunately, some complain that high medical costs make the job hard to fulfill. Furthermore, finding a good medication source is troublesome as patients require constant therapy.
Does the name Lofta ever cross your mind? As many people say, Lofta is a great way to achieve fast and soothing sleep. But does Lofta take insurance policies? This article will answer all your questions regarding Lofta’s insurance and Sleep Apnea.
Stay tuned!
Sleep Apnea- What Is There to Know About?
Sleep Apnea is a sleeping disorder where a person faces numerous difficulties in sleep. During this time, a person’s breathing suddenly stops and starts, which is a terrific reason to worry.
There are mainly two types of Sleep Apnea- Obstructive Sleep Apnea and Central Sleep Apnea. OSA occurs due to the blockage in the air pipe, and CSA occurs due to the low signalling of the neurons in the nervous system.
In both cases, that person will have a breathing problem, allowing them to snore or make sudden deep breadths. Additionally, some people might wake up choking themselves, which will be troublesome to recover as the blood circulation gets blocked for some time.
Statistics show that many people suffer from Sleep Apnea disorder, but the sad part is that they are unaware of it. We are warning you! If the majority of Sleep Apnea symptom patients are not treated with care, in time they will end up with severe heart-related diseases.
Additionally, not being able to sleep efficiently will make a person suffer from depression, resulting in insomnia. To keep yourself aware of such physical stress, here are some of the common symptoms of Sleep Apnea that you should look for:
Symptoms of Sleep Apnea that other persons usually notice are:
- Discontinuity in breathing
- Loud snoring
- Frequent deep breaths
Symptoms of Sleep Apnea that you can observe by yourself are:
- Constant tiredness or weakness
- Insomnia
- Difficult to concentrate on the important stuff
- Frequent urination
- Waking up with a dry mouth
- Constant headaches
- Easily annoyed by certain things
- Head numbness
- Less erection during sexual intercourse
Is Sleep Apnea curable? Yes! With a focused amount of treatment, Sleep Apnea usually is curable within 2 – 3 weeks. But, the duration of cure is entirely dependent upon the treatment process and the severity of your disorder based on the symptoms.
Usually, doctors suggest home therapy, which is efficient for some cases. There are some routine exercises to follow during home therapy, and they are as follows:
- Maintaining a healthy diet
- Maintaining enough sleep every day
- Decrease the average alcohol consumption (if you are an alcoholic)
- Quit smoking habits
- Maintaining body weight
- Sleeping sidewise
If the above treatments do not show any valid improvements, there are other ways you can treat your Sleep Apnea. For example, the primary treatment for Apnea includes using a Continuous Positive Airway Pressure mask.
This makes blows constant air pressure into the lungs keeping the airway clean so that there is no disturbance in the breathing process. Though many patients complained that the CPAP theory gives them extreme suffocation, others said it was beneficial.
If CPAP medication does not solve the problem, a person can always undergo surgery. Doctors remove the excess tissue from the nasal area to remove the blockage to clean the air paths.
Furthermore, a Mandibular Repositioning Device (MRD) might do the trick. This device is set in the jaw, holding them in the forward position to allow space inside the tongue for more air intake. Using MRD also has a mild side effect of jaw pain as the device is attached to the jaw for a very long time.
Detailed Medication Process of Lofta
With all the medication processes mentioned above, can you find any reliable healthcare centre to treat your Sleep Apnea? Well, Lofta got you covered. They are specialized healthcare centres built based on treating Sleep Apnea patients with care.
Why are we suggesting choosing Lofta? Because they realize how hard it is if you cannot get a good night’s sleep after a long hectic day. Most importantly, they make those therapy sessions very comfortable for you, helping you understand every detail of the session.
Their medication service is FDA-approved, and the most important thing to consider is that you can take a Sleep Apnea test from home. For such a facility, you need to have WatchPAT one device and an app installed on your communication device.
For starters, the Doctors at Lofta will carefully examine your Sleep Apnea condition from an online video session. After that, they suggest you put your WatchPAT device on your wrist. This device carefully monitors the signal transmission throughout the body.
Once you send the results of your WatchPAT to your consulting doctor, they will run the diagnosis and then you will receive a sleep report according to your conditions. The whole testing process will cost you a discount price of 240 dollars.
If your condition requires a CPAP device for the treatment, Lofta offers various models of CPAP devices, such as CPAP machines, masks and supplies. And, for any consultation with the doctors, you can post FAQ on their website or call on their hotline at 1-800-698-8000, and they can hook you up with one of their on-called doctors.
Sleep Apnea is also treatable using specific medications, but the medicines only have to be prescribed by a Sleep Apnea specialist. At Lofta, these are some of the prime drugs that their doctors always suggest:
- Acetazolamide
- Zolpidem
- Triazolam
The above medicines contain severe side effects. That is why we recommend not using them unless you have full authorization from a doctor. Furthermore, Lofta treats various sleeping problems other than Sleep Apnea, and some of them include:
- Insomnia (Which can also result from Sleep Apnea)
- Narcolepsy
- Restless Leg Syndrome
- REM Sleep Behaviour Disorder
Lofta- Does It Allow Any Insurance Coverage?
In simpler terms, Lofta explains that insurance policies often take time for the medication process to begin. Furthermore, their services claim it is already a lot cheaper to treat Sleep Apnea at Lofta. So, the real question remains, does Lofta take insurance?
Additionally, their research also shows that clients often had to pay more than expected, including deductible fees. But the interesting fact is that Lofta takes Flexible Spending Account (FSA) or Health Saving Account (HSA) coverages that further help the patients reduce costs.
Therefore, does Lofta take insurance? In a word, no!
Sleep Apnea- How Much Does It Usually Cost?
With that being said, let’s face the fact that Sleep Apnea has some costs that might create a troublesome situation for some patients. Therefore, it will be wise to know the exact area of Sleep Apnea expenses.
First of all, as we have said earlier, the treatment of Apnea depends upon the level of severeness. Therefore, the cost analysis also depends on the same key factor. For example, if you require a CPAP machine, that will cost you a price range of 500 – 3000 dollars.
In recent times, there came a new technology known as BiPAP machine, Bilevel Positive Airway Pressure. This particular device creates way more passageways for the air to breathe and, therefore, will cost more than a CPAP machine.
Additionally, if the CPAP therapy proves to be not helpful at all, there are MRD devices that can also participate in the treatment process. But, based on the level of the severeness, a MRD device costs in the range of 40 to 2000 dollars.
If none of the above treatments becomes suitable for you, then the last resort is Sleep Apnea surgery. Though these surgeries are not complex, they require processes such as removing some tissues to open the airway or realigning your jaw.
Our research says that a sleep apnea surgery without any insurance coverage will cost up to 6400 – 10000 dollars.
Does Any Insurance Cover the Cost of Sleep Apnea Treatment?
As you know that Lofta does not offer any insurance policies, some might often search for agencies to look for insurance coverages for Sleep Apnea to cover all those huge expenses explained above.
The insurance policy is dependent upon the coverage of Sleep Apnea treatment. For example, BlueCross provides insurance coverage for Sleep Apnea surgeries. They also cover all the huge costs regarding the CPAP and MRD machines.
Obviously, all the insurance mentioned above coverages will come with a certain amount of deductible fees. Besides that, Medicare especially covers you for CPAP therapy, including a 3-month free trial. During this time, you must continuously consult with your prescribed doctor and use the device accordingly.
Suppose
you have an FSA and HSA accounts to back you up. In that case, we suggest consulting with the insurance providers immediately because these accounts’ coverage can further reduce the cost of your Sleep Apnea treatment.
Causes Of Sleep Apnea Disorder
Getting insurance coverage for Apnea is complex. Furthermore, after learning that Lofta does not take insurance, one might wonder how to reduce the risk of catching a Sleep Apnea disorder.
These are the several causes that might increase the blockage of the air path inside your lungs and result in Sleep Apnea:
- Swelling of throat tissues
- Stuffed nose
- Additional neurological problem
The above causes can result from the following:
- Sudden cold
- Sudden dust allergies
- Extreme weight gain
- Thyroid gland-related problems
- Sudden tonsils
- Sudden heart attack
- Kidney related problems
Future Consequences of Sleep Apnea
Sleep Apnea is not a severe sleep disorder if a patient takes immediate action in treatment. But, if the step is not taken at the right time, this disorder can have severe consequences for the body. Some of them are as follows:
- Permanent asthma
- Kidney related disease
- Dementia
- Women may be unable to conceive a child
- Eye problems such as Glaucoma
- Diabetes
- Hypertension
- Losing the ability to focus on important events
- Sudden heart attack leading to heart diseases
- Cancer
Frequently Asked Questions
Why does Lofta not take any insurance?
Because Lofta believes that their services are cheap and their clients do not need insurance coverage to bear the expenses, they also claim that insurance policies take time to activate and are complex.
How long does it take for Lofta to notify of the Sleep Apnea results?
After careful evaluation of the patient’s condition, Lofta takes a maximum of 7 days to send the report to their clients.
Do we need a prescription to purchase a CPAP machine from Lofta?
Yes! CPAP machines are expensive and used to medicate Sleep Apnea patients only. Therefore, you need to show a prescription and prove yourself as a Sleep Apnea patient before you can use or purchase one.
Does Lofta have DOT approval?
Yes! Other than FDA, Lofta also has DOT approval that helps their client be highly reliable.
Can we use a CPAP machine to lose weight?
CPAP helps the patient establish a good amount of sleep, which keeps them healthy and fit. Therefore, it can also trigger weight loss.
Can I get a CPAP machine before the sleep study?
It is optional to take a sleep study before taking a CPAP machine. But, one should have a prescription certifying that you are a patient of Sleep Apnea.
Conclusion
To wrap up, Lofta does not take any insurance coverage from agencies unless you have FSA and HSA accounts. The medication procedure of Lofta is very satisfying as it includes the efficient cost for a Sleep Apnea test, free consultation from the doctors and so on.
Furthermore, Sleep Apnea is a slow-killing sleep disorder that every person with symptoms should take seriously. Apart from all its consequences, suffering from Sleep Apnea will slowly make you lose consciousness of yourself.
We can also see the level of insurance coverage from other agencies such as Medicare and BlueCross. Now, if we decide, we will suggest Lofta make some changes to their system and add suitable insurance policies.
Next time someone asks you, “Does Lofta take insurance?” Make sure to suggest them this article to learn all the pros and cons regarding the insurance policies of Lofta.
Mehedi Hasan is an insurance expert with over 6 years of experience in the industry. He has a deep understanding of various types of insurance policies and is skilled at helping clients find the coverage that best fits their needs. In his current role, Mehedi works as a consultant, advising businesses and individuals on the best insurance options for their specific situations.
He is also a frequent speaker at industry events, sharing his knowledge and expertise with colleagues and professionals in the field. Mehedi holds a degree in insurance and risk management and is committed to staying up-to-date on the latest industry trends and developments. In his free time, he enjoys reading, traveling, and spending time with his family.